It’s a fact of life that disasters happen.
Luckily for us all, the public adjuster is there to help when disaster strikes. The typical claims adjuster works for an insurance company, and serves their best interests.
But a public insurance adjuster is a different animal altogether. That’s because a public claims adjuster is the only insurance adjuster who works on behalf of the policyholder. That means they work with their client’s interests at heart, not those of the insurance company.
A policyholder will hire a public adjuster for an insurance claim if, for instance, the payout amount seems insufficient. But there are many reasons why a public adjuster will make your life easier, so let’s take a look at a few of them.
1. Ease the Process
One of the best reasons for hiring a public adjuster is that it streamlines the whole claims process.
You can spend a great deal of time and resources throughout the settlement process, and still not receive favorable compensation. But that’s why a public adjuster, who works for the policyholder, can devote the time and effort to get the best possible coverage.
2. Public Adjusters Are Pros
The public adjuster is trained in the mysterious arts of navigating the insurance claims process.
And this is the sort of person you want helping you. Most sane folk wouldn’t consider representing themselves in court, or attending to their ailments without the benefit of a medical degree. This is why there are lawyers and doctors.
The same goes in the insurance field. Let a public adjuster handle the claims process for you.
3. Be Proactive
Sometimes, it’s good to take proactive measures.
When you see signs of plumbing leak, you take actions to prevent leak from getting worse. In same way, you hire public adjuster so that insurance company doesn’t get away with stiffing you.
4. Public Adjusters Are Timesavers
If you’re a small business owner, there aren’t enough hours in the day.
Your time is precious, and there’s not enough of it to spare for chasing down insurance claims and arguing with insurance companies. This is where public adjusters earn their pay.
Insurance companies take an almost sadistic pleasure in setting impossible conditions for policyholders, and ensuring they pay as little as possible. Let a public claims adjuster handle them, so you can focus on your business.
5. Higher Payout
This is the best reason to hire a public adjuster.
Insurance companies have a strong incentive to not compensate you fairly for your losses. By hiring a public insurance adjuster, you have someone in your corner, fighting doggedly to get you your money.
And it doesn’t hurt that the more money you get, the more money they get.
Get a Public Adjuster in Your Corner
If you’ve suffered any sort of property damage or loss, don’t hesitate to hire a public adjuster. It might mean the difference between getting cheated and getting the payout you deserve.
Hopefully, this article has provided you with some useful information. While you’re here, please peruse our other articles for more great tips.